Privacy Policy - BrightView Federal Credit Union

Privacy Notice

	WHAT DOES BRIGHTVIEW CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: ·Social Security number and income · Account balances and payment history · Credit history and credit scores When you are no longer our member, we continue to share your information as described in this notice.
How?	All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons BrightView Credit Union, Inc. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does BrightView Credit Union share?	Can you limit this sharing?
For our everyday business partners — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes — to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes — information about your transactions and experiences	Yes	We don’t share
For our affiliates’ everyday business purposes — information about your creditworthiness	No	We don’t share
For non-affiliates to market to you	No	We don’t share

Questions?

BrightView Federal Credit Union

713 S. Pear Orchard Rd., Ste. 101 Ridgeland, MS 39157

601.977.9468

Web: www.brightviewcu.com

Email: [email protected]

What We Do
How does BrightView protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access of your personal information to those employees who need to know it to provide products and services to you.
How does BrightView collect my personal information?	We collect your personal information, for example, when you · Open an account or apply for a loan · Deposit money or pay your bills · Use your debit or credit card · Give us your contact information. We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only · Sharing for affiliates’ everyday business purposes– information about your creditworthiness · Affiliates from using your information to market to you · Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. · We currently have no affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. · BrightView Credit Union can share with, but not limited to, government agencies, plastic card processors (ATM/Credit/Debit), financial statement publishers or printers, mail-houses, Consumer Reporting Agencies, Data Processors, and Check/Share Draft Printers.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. · Our joint marketing partners include insurance companies.